Protect your identity for no annual fee and save up to $200 per year.

Identity theft comes in many forms. The most common identity theft occurs when a thief applies for a bank loan using your name. The lender checks your credit score with one of three credit services before approving the loan. Locking your credit file prevents the lender from completing the loan to the credit thief. You retain control to unlock your credit file at anytime.

Locking your credit file made easy

Different states apply different laws and requirements for locking your credit file. To further add to the confusion, each of the three credit agencies also require different personal information and instructions for locking your credit file. LockYourCreditFile.com sorts through this confusion and custom tailors your documents into the correct preprinted forms specific to requirements for your circumstances ready for your signature. You will also be instructed to enclose the correct credit bureau fee which is regulated by law and will range from zero to $12 depending on your state, age and circumstances.

Once your credit file is locked, you will receive a password in the mail to unlock and relock your credit file as needed.

Questions about your privacy?

Please review our Privacy Policy for all privacy related questions on LockYourCreditFile.com